Fair Lending
- I noticed that the proxy for a borrower is wrong. I know that borrower and they are not what it says they are. Should I change it?
- Will the Compliance Data Platform assign an ethnicity or gender Proxy?
- Is Joint Race different from Applicant Race?
- What is Joint Race?
- What do the terms “Control” & “Target” mean?
- Can you do a Fair Lending analysis with just HMDA data?
- Is Matched Pair testing the same as a Comparative File Review?
- How is the LTV (Loan-to-Value) calculated in the Compliance Data Platform?
- What is a Matched Pair?
- What is a compensating factor?
- What are the best reports for Fair Lending?